
In 2016, I was a wife, new mom, and junior Biglaw associate with over $670,000 of debt and a negative $342,000 net worth. By the end of 2021, my husband and I had paid off almost $500,000 of that debt (the total of our student loans) and now only have our mortgage remaining. I’ve since left the law to focus on helping lawyers master their mindset and their personal finances and unlock the power that comes with having complete control of their money. In this podcast, I’m giving you the knowledge you need to create more freedom in your life by improving your mindset and managing your money better. Learn more about my work at www.rhothomas.com.
Episodes

Friday Dec 13, 2024
238 | Wealth Is a Habit
Friday Dec 13, 2024
Friday Dec 13, 2024
If you want to be a wealthy lawyer, there's something you must know. Wealth isn't a pipe dream or just for the lucky few. Wealth is a habit that can be mastered by anyone. In this episode, let's talk about the key switch you need to make to start building wealth today. Head to rhothomas.com/238 for the full episode show notes.

Friday Dec 06, 2024
237 | When You Get Tired of Managing Your Money
Friday Dec 06, 2024
Friday Dec 06, 2024
Have you ever found yourself getting bored with budgeting or whatever system you're using to manage your money? There are 3 primary reasons this happens, and if you don't address them, it will be that much harder to achieve your financial goals and build wealth. In this episode, let's discuss the 3 reasons lawyers get tired of their money management systems and what to do about them. Head to rhothomas.com/237 for the full episode show notes.

Friday Nov 29, 2024
236 | The Danger of Comparison
Friday Nov 29, 2024
Friday Nov 29, 2024
An obsession with comparison is a major contributor to many lawyers being broke. Striving to keep up with what you see other people doing typically only leads to financial mess. In this episode, let's talk about the comparison trap and what to do instead. Head to rhothomas.com/236 for the full episode show notes.

Friday Nov 22, 2024
235 | 3 Small Changes for Big Results with Your Money
Friday Nov 22, 2024
Friday Nov 22, 2024
What if improving your finances doesn't always have to take big changes? Yes, the big changes make the most difference, but there are small things you can do that will also make a big impact. In this episode, let's talk about 3 small changes you can make that will improve your finances today. Head to rhothomas.com/235 for the full episode show notes.

Friday Nov 15, 2024
234 | When Circumstances Change
Friday Nov 15, 2024
Friday Nov 15, 2024
Spending 50% or more of your income on housing alone isn't sustainable (even if you live in California or New York). Yet, I've talked to so many lawyers in this exact situation. And often, it's the result of a change in their circumstances that caused a drop in their household income, but there was no corresponding change in their housing situation. In this episode, let's talk about my thoughts and suggestions for any lawyers who find themselves in this place. Head to rhothomas.com/234 for the full episode show notes.

Friday Nov 08, 2024
233 | Rewind: Crash Money Dieting
Friday Nov 08, 2024
Friday Nov 08, 2024
Don't approach your finances in the same ineffective way many people approach losing weight—depriving yourself to get to your goals as quickly as possible. That approach often ends up setting people further back and keeping them from achieving their goals. In this rewind episode, let's talk about why the crash money diet approach isn't sustainable and what to do instead. Head to rhothomas.com/233 for the full episode show notes.

Friday Nov 01, 2024
232 | 4 Areas to Check When You're Living Paycheck to Paycheck
Friday Nov 01, 2024
Friday Nov 01, 2024
Numerous lawyers make six figures a year and live paycheck to paycheck. In my time working with lawyers on their finances over the years, I've noticed 4 budget categories that tend to contribute to paycheck-to-paycheck living most often. In this episode, let's talk about the 4 biggest culprits and how to address them. Head to rhothomas.com/232 for the full episode show notes. Grab my free guide to get out of debt at rhothomas.com/guide.

Friday Oct 25, 2024
231 | Should I Pay Off Debt or Save First?
Friday Oct 25, 2024
Friday Oct 25, 2024
Is it better to focus on paying off debt or saving first? It's a common question lawyers ask me, and there are a few important things to consider in making the decision. In this episode, we talk about how to determine whether to focus on saving or paying off debt, including some situations when it's best to focus on one or the other. Head to rhothomas.com/231 for the full episode show notes.

Friday Oct 18, 2024
230 | 4 Things to Do With Your Bonus
Friday Oct 18, 2024
Friday Oct 18, 2024
What did you do with your bonus last year? Can you remember? Are you happy with how you used it? If you're looking to use your bonus more effectively this year, I have a few tips that will help. In this episode, we're talking about 4 things my husband and I do with our bonuses that you can implement, too. Head to rhothomas.com/230 for the full episode show notes. Get out of debt with my free guide: rhothomas.com/mistakes.

Friday Oct 11, 2024
229 | When You're Afraid to Look at Your Finances
Friday Oct 11, 2024
Friday Oct 11, 2024
Feeling afraid to look at your finances? You're not alone. Many people are in the same boat. The good news is there are a few things you can do to reduce and even overcome that fear. In this episode, let's talk about a few tips to help you get past your fear so you can get your finances where you want them to be. Head to rhothomas.com/229 for the full episode show notes. Get help to get out of debt at rhothomas.com/guide.