

In 2016, I was a wife, new mom, and junior Biglaw associate with over $670,000 of debt and a negative $342,000 net worth.
By the end of 2021, my husband and I had paid off almost $500,000 of that debt (the total of our student loans) and now only have our mortgage remaining.
I’ve since left the law to focus on helping lawyers master their mindset and their personal finances and unlock the power that comes with having complete control of their money.
In this podcast, I’m giving you the knowledge you need to create more freedom in your life by improving your mindset and managing your money better.
Learn more about my work at www.rhothomas.com.
Episodes

Mar 14, 2025
Mar 14, 2025
9 min
The ideas that we have about what wealth looks like are wrong. The truth is a lot of the "wealth" that we think we see is all an illusion. We've been taught to look for certain markers of wealth, but those markers don't always show what we think they do. In this episode, let's explore the concept of wealth and how to think about the typical markers of wealth. Head to rhothomas.com/251 for the full episode show notes.

Mar 7, 2025
Mar 7, 2025
10 min
How much freedom are you giving up simply because you're not viewing your money in the right way? Most people think of their money as a way to pay bills and buy stuff, but what if instead you looked at your money as a way to buy freedom? In this episode, we discuss a different way of looking at money than you may be used to and the practical impacts that changing the way you view your money can have on the amount of freedom you're able to enjoy. Head to rhothomas.com/250 for the full episode show notes.

Feb 28, 2025
Feb 28, 2025
32 min
As a financial behaviorist and coach who focuses on the emotional side of money, Jacquette Timmons has some interesting views on personal finance. In this episode, listen in to the second half of my conversation with Jacquette, as we discuss enjoying your money, using debt strategically, and personal lessons from entrepreneurship. Head to rhothomas.com/249 for the full episode show notes.

Feb 21, 2025
Feb 21, 2025
32 min
Working in finance on Black Monday (the largest single-day stock market decline in U.S. history) will definitely shape the way you think about money. That's the story of Jacquette Timmons, a financial behaviorist and coach who helps her clients navigate their finances with a focus on the emotional side of money. In this episode, listen in to the first half of my conversation with Jacquette, as we discuss financial independence, entrepreneurship, and how to think about your money and your goals. Head to rhothomas.com/248 for the full episode show notes.

Feb 14, 2025
Feb 14, 2025
33 min
My client Charity was making good money but felt like she should have more. She thought the answer was to get a higher-paying, more stressful job. But during our work together, she found that she just needed to manage the money she already makes differently. In this episode, listen in as Charity and I chat about our work together, what she's been able to accomplish, and how she's feeling about her finances now. Head to https://www.rhothomas.com/247 for the full episode show notes.

Feb 7, 2025
Feb 7, 2025
13 min
Too many lawyers struggle with their personal finances. But lawyers are in the perfect position to create financial stability and build wealth. It just takes the right steps. In this episode, let’s talk about the keys to financial success for lawyers with actionable insights that will transform the way you approach your money. Head to rhothomas.com/246 for the full episode show notes.

Jan 31, 2025
Jan 31, 2025
6 min
How do you make almost $200,000 but only have $100 left each month? In my husband's and my situation and in what I've seen with the lawyers I work with, it all comes down to managing money ineffectively. In this episode, let's talk about how to flip the way you typically manage your money on its head so you can actually have something to show for all the money you make. Head to rhothomas.com/245 for the full episode show notes. Sign up for the Less Debt, More Money Masterclass at rhothomas.com/lessdebt.

Jan 24, 2025
Jan 24, 2025
10 min
Having access to the right information can add multiple zeroes to your net worth. In this episode, I'm pulling back the curtain on the 5 transformative books that propelled me to millionaire status. Head to rhothomas.com/244 for the full episode show notes. Sign up for the next Less Debt, More Money Masterclass at rhothomas.com/lessdebt.

Jan 17, 2025
Jan 17, 2025
11 min
Your cash flow is one of the most important aspects of your personal finances. Too many lawyers have very little or even negative cash flow, and it's keeping them living on the edge and not achieving their goals. In this episode, let's talk about why your cash flow is crucial to your financial progress, along with tips to increase your cash flow this year. Head to rhothomas.com/243 for the full episode show notes. Join the next Less Debt, More Money Masterclass at rhothomas.com/lessdebt.

Jan 10, 2025
Jan 10, 2025
16 min
Are your money habits keeping you broke? I've personally had habits that kept me stuck financially in the past, and I've seen other lawyers experience the same over the years in my time as a money coach. In this episode, let's talk about 6 habits that will keep you broke and prevent you from building wealth. Get the full episode show notes at rhothomas.com/242. Join the Less Debt, More Money Masterclass at rhothomas.com/lessdebt.